:root{--navy: #032a67;--navy-700: #0a2458;--navy-900: #06173a;--navy-050: #eef2f9;--gold: #cba251;--gold-600: #b08637;--gold-100: #f6eedc;--ink: #16213a;--ink-soft: #46506a;--muted: #6b7489;--line: #e2e5ec;--paper: #f8f6f1;--white: #ffffff;--danger: #b3261e;--success: #1f7a4d;--font-serif: "Source Serif 4", Georgia, "Times New Roman", serif;--font-sans: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;--container: 1200px;--gutter: clamp(16px, 4vw, 40px);--radius: 4px;--shadow: 0 1px 2px rgba(6, 23, 58, .06), 0 8px 24px rgba(6, 23, 58, .06);--header-h: 84px}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 16px)}body{margin:0;font-family:var(--font-sans);font-size:17px;line-height:1.7;color:var(--ink);background:var(--white);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}img{max-width:100%;display:block}a{color:var(--navy);text-decoration-thickness:1px;text-underline-offset:3px}a:hover{color:var(--gold-600)}h1,h2,h3,h4{font-family:var(--font-serif);color:var(--navy);font-weight:600;line-height:1.2;margin:0 0 .6em;letter-spacing:-.01em;text-wrap:balance}h1{font-size:clamp(2.2rem,4.6vw,3.6rem)}h2{font-size:clamp(1.8rem,3.2vw,2.6rem)}h3{font-size:clamp(1.2rem,1.8vw,1.4rem)}p{margin:0 0 1.1em;text-wrap:pretty}:focus-visible{outline:2px solid var(--gold);outline-offset:3px}.container{width:100%;max-width:var(--container);margin:0 auto;padding:0 var(--gutter)}.narrow{max-width:820px}.section{padding:clamp(64px,9vw,120px) 0}.section--paper{background:var(--paper)}.section--navy{background:var(--navy);color:#dfe6f3}.section--navy h1,.section--navy h2,.section--navy h3{color:var(--white)}.section--tight{padding:clamp(40px,6vw,72px) 0}.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(32px,5vw,80px)}.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px}.grid-4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:28px}@media (max-width: 1000px){.grid-4,.grid-3{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width: 760px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}.eyebrow{display:inline-flex;align-items:center;gap:12px;font-family:var(--font-sans);font-size:.78rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-600);margin-bottom:18px}.eyebrow:before{content:"";width:32px;height:2px;background:var(--gold)}.section--navy .eyebrow{color:var(--gold)}.lead{font-size:1.2rem;line-height:1.65;color:var(--ink-soft)}.section--navy .lead{color:#c9d3e6}.muted{color:var(--muted)}.small{font-size:.875rem}.section-head{max-width:780px;margin-bottom:48px}.h-label{font:600 .78rem var(--font-sans);letter-spacing:.16em;text-transform:uppercase;color:var(--gold-600);margin:0 0 16px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 26px;border-radius:var(--radius);border:1.5px solid transparent;font:600 .95rem/1 var(--font-sans);letter-spacing:.02em;text-decoration:none;cursor:pointer;transition:background .2s,color .2s,border-color .2s,transform .2s;white-space:nowrap}.btn:hover{transform:translateY(-1px)}.btn--gold{background:var(--gold);color:var(--navy-900)}.btn--gold:hover{background:#d8b364;color:var(--navy-900)}.btn--navy{background:var(--navy);color:var(--white)}.btn--navy:hover{background:var(--navy-700);color:var(--white)}.btn--outline{border-color:var(--navy);color:var(--navy);background:transparent}.btn--outline:hover{background:var(--navy);color:var(--white)}.btn--outline-light{border-color:#ffffff8c;color:var(--white);background:transparent}.btn--outline-light:hover{border-color:var(--white);background:rgba(255,255,255,.08);color:var(--white)}.btn[disabled]{opacity:.6;cursor:default;transform:none}.btn-row{display:flex;flex-wrap:wrap;gap:14px}.link-arrow{display:inline-flex;align-items:center;gap:8px;font-weight:600;text-decoration:none;color:var(--navy);border-bottom:1.5px solid var(--gold);padding-bottom:2px}.link-arrow:after{content:"\2192";transition:transform .2s}.link-arrow:hover:after{transform:translate(4px)}.section--navy .link-arrow{color:var(--white)}.card{background:var(--white);border:1px solid var(--line);border-top:3px solid var(--gold);padding:32px 28px;border-radius:var(--radius);height:100%}.card h3{margin-bottom:.5em}.card p:last-child{margin-bottom:0}.card__num{font:600 .85rem var(--font-sans);letter-spacing:.1em;color:var(--gold-600);margin-bottom:18px;display:block}.tag{display:inline-block;font:600 .72rem/1 var(--font-sans);letter-spacing:.12em;text-transform:uppercase;color:var(--navy);background:var(--navy-050);padding:7px 10px;border-radius:2px}.tag--gold{background:var(--gold-100);color:#7a5a1d}.list-check{list-style:none;padding:0;margin:0 0 1.2em}.list-check li{position:relative;padding:8px 0 8px 30px;border-bottom:1px solid var(--line)}.list-check li:last-child{border-bottom:0}.list-check li:before{content:"";position:absolute;left:4px;top:19px;width:10px;height:10px;border:2px solid var(--gold);border-radius:50%}.section--navy .list-check li{border-color:#ffffff1f}.page-hero{position:relative;overflow:hidden;background:var(--navy);color:#d5deee;padding:clamp(64px,9vw,112px) 0 clamp(56px,7vw,88px)}.page-hero h1{color:var(--white);max-width:900px}.page-hero .lead{color:#c9d3e6;max-width:820px}.page-hero .eyebrow{color:var(--gold)}.page-hero__arc{position:absolute;right:-180px;top:-120px;width:620px;height:620px;pointer-events:none;opacity:.9}@media (max-width: 760px){.page-hero__arc{right:-380px;opacity:.25}}.field{display:flex;flex-direction:column;gap:6px;margin-bottom:18px}.field label{font-weight:600;font-size:.9rem;color:var(--navy)}.input,.select,.textarea{width:100%;font:inherit;font-size:1rem;color:var(--ink);background:var(--white);border:1px solid #cfd5e1;border-radius:var(--radius);padding:12px 14px;transition:border-color .2s,box-shadow .2s}.input:focus,.select:focus,.textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px #032a671f}.textarea{min-height:160px;resize:vertical}.alert{padding:14px 18px;border-radius:var(--radius);margin-bottom:18px;font-size:.95rem}.alert--success{background:#e7f4ec;color:var(--success);border:1px solid #b9dcc7}.alert--error{background:#fbeaea;color:var(--danger);border:1px solid #efc2bf}.state{padding:48px 0;text-align:center;color:var(--muted)}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}.skip-link{position:absolute;left:-9999px;top:8px;z-index:1000;background:var(--gold);color:var(--navy-900);padding:8px 14px}.skip-link:focus{left:8px}@media (prefers-reduced-motion: reduce){*{transition:none!important;animation:none!important;scroll-behavior:auto!important}}